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What is the difference between CPP disability and WSIB?

CPP disability is part of the Canada Pension Plan that can be received if you:

  • Are under 65
  • Contributed enough to CPP
  • Have a mental or physical disability that regularly stops you from doing any substantial gainful work
  • Had a long-term disability

WSIB is the Workplace Safety and Insurance Board; it is a general insurance fund that the employer contributes to. The amount of contribution depends on the payroll amount. If you qualify for WSIB benefits, your employer must pay your full wage for the day you were injured, even if you had to leave work early. However, if you lose your salary because of your injury after that day, the WSIB is required to pay you.

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