How to make a withdrawal from your FHSAs without tax consequences ?

A withdrawal from an FHSA is not required to be included in your income if it is:

• A qualifying withdrawal when you withdraw from your FHSAs to buy a qualifying home and meet all of the conditions for a qualifying withdrawal
• A designated withdrawal when you make a designated withdrawal from your FHSAs because you contributed too much and have an excess FHSA amount
• An amount otherwise included in your income.

When your withdrawal is not a qualifying withdrawal, designated amount, or an amount otherwise included in your income, it is a taxable withdrawal. A taxable withdrawal must be included as income on your income tax and benefit return.